Our system meets or exceeds all security protocols recommended for DSS (Data Security Standards) set out by regulatory bodies and government organizations. In all cases we use a minimum of 128/256 bit encryption and only store financial information in PCI/DSS/CISP compliant data facilities that are approved and certified within the financial industry.
SBM is not a bank and only partners and/or outsources its financial compliance, regulatory, and risk management procedures to accredited financial institutions that are certified and recognized by governmental authorities.
SBM is registered with the Financial Transactions and Reports Analysis Centre of Canada (“FINTRAC”), Canada's financial intelligence unit, a specialized agency created to collect, analyze and disclose financial information and intelligence on suspected money laundering and terrorist activities financing.
SBM is also registered with Trust Guard, who is the largest 3rd party website verification company online. Trust Guard scans for more vulnerabilities than their competition. Trust Guard helps SBM in the following ways:
Security Verified: In order for selfbankmobile.com to qualify for the Trust Guard Security Verified Seal, we verify that their website is using at least 128-Bit SSL Encryption on pages where private information can be entered, such as credit cards, Social Security numbers, loan information, etc. and we monitor the SSL certificates expiration.
Business Verified: In order for selfbankmobile.com to be Trust Guard Business Verified, they must undergo a thorough identification process, including:
Address Verification - The Company’s address is confirmed via fax or US Mail, using special verification processes - unique to Trust Guard.
Email Verification - An email is sent and received to selfbankmobile.com in order to confirm their support email address.
Phone Verification - A phone call is placed to confirm the company's phone number.
Privacy Verified: In order for selfbankmobile.com to qualify for the Trust Guard Privacy Verified seal, we review their Privacy Policy to ensure that they directly address:
3rd Party Disclosure - This statement discloses what information selfbankmobile.com plans on disclosing to 3rd parties.
Private Information Security - This statement informs you as to what type of security measures selfbankmobile.com has in place to protect you, and what they do with your private information (IE. credit cards, social security numbers, etc.), after an order is placed.
Email Usage - This statement refers to what type of email notifications selfbankmobile.com may send you after an order is placed.
Certified: In order to receive a Trust Guard Certified Seal, selfbankmobile.com must meet all of the requirements for the Security Verified, Privacy Verified, and Business Verified Seals, plus a managing member of the company must have their address verified by Trust Guard, in addition to providing an additional phone number and email. All managing member information is kept private; however, it provides Trust Guard with alternative contact options if needed.
There are many steps involved to make sure our systems do not become prey to fraud and illegal activities and SBM makes sure they are always many steps ahead of these issues by developing state of the art technology and adhering to the highest security and AML standards that the industry demands for. This involves being current with the various compliance and regulatory protocols and government organizations, as well as working VERY closely with them and their approved assessors and service providers. Below are many of those institutions and protocols:
Office of Foreign Assets Control (OFAC) Nonproliferation List
Individuals and businesses facing bans on import of weapons of mass destruction. (This list is published separately from other lists, such as OFAC SDN and Sanctioned Countries lists, on the US Treasury website.)
Office of Foreign Assets Control (OFAC) Palestinian Legislative Council (PLC) List
Individuals recently elected to the Palestinian Authority on the party slate of Hamas. Hamas had previously been identified by OFAC as a terrorist entity and is listed on the OFAC Specially Designated National (SDN) List. The OFAC PLC list contains the names of those individuals recently elected to the Palestinian Authority. Section (b) of General License 4 issued pursuant to the Global Terrorism Sanctions Regulations (31 C.F.R. Part 594), the Terrorism Sanctions Regulations (31 C.F.R. Part 595), and the Foreign Terrorist Organizations Sanctions Regulations (31 C.F.R. Part 597) authorizes U.S. financial institutions to reject transactions with members of the Palestinian Legislative Council (PLC) who were elected to the PLC on the party slate of Hamas, or any other Foreign Terrorist Organization (FTO), Specially Designated Terrorist (SDT), or Specially Designated Global Terrorist (SDGT), provided that any such individuals are not named on OFAC's list of Specially Designated Nationals and Blocked Persons (SDN List).
Office of Foreign Assets Control (OFAC) Sanctioned Country List
Countries against which economic and trade sanctions must be administered and enforced, as required by OFAC. (Note: This list contains Blocked Country data only. Other material published or referred by OFAC, such as OFAC SDN and Nonproliferation, will be contained in separately licensed lists).
Office of Foreign Assets Control (OFAC) SDN List
Specially Designated Nationals (SDN) against whom economic and trade sanctions must be administered and enforced, as required by OFAC. (Note: this list contains SDN data only. Other material published or referred by OFAC, such as OFAC Sanctioned Countries and Nonproliferation, will be contained in separately licensed lists.)
Office of the Superintendent of Financial Institutions (OSFI) - Canada - Terrorist List
List supplied by the Canadian Office of the Superintendent of Financial Institutions containing names of individuals and organizations suspected of committing, attempting to commit, or facilitating the commission of terrorist acts.
Office of the Superintendent of Financial Institutions (OSFI) - Canada - Unauthorized Bank List
Entities that the OSFI believes may be performing unauthorized banking activities.
Politically Exposed Persons (PEP)
Published by the Central Intelligence Agency (CIA), this list contains chiefs of state and cabinet members of foreign governments. This directory is updated monthly, and the online version is updated weekly. Other proprietary PEP databases that include senior political figures and influential functionaries, and their families and close associates, are also available.
The Office of Inspector General's (OIG) List of Excluded - Individuals/Entities
Individuals and entities currently excluded from participation in Medicare, Medicaid and all Federal health care programs. The OIG imposes exclusions under the authority of sections 1128 and 1156 of the Social Security Act.
The Office of the Comptroller of the Currency (OCC) - Unauthorized Banks
Offshore and domestic entities identified as engaging in unauthorized banking activities by the OCC. Focus is on activities such as offshore shell banks and suspicious transactions.
United Nations Consolidated Sanctions
Consolidated list of individuals and entities belonging to or associated with the Taliban, Osama Bin laden and the Al-Qaida organization as established and maintained by the U.N. Security Council's 1267 Committee.
US Department of Commerce Denied Persons List
Individuals and entities whose export privileges have been denied by the Bureau of Industry and Security, US Department of Commerce.
US Department of Commerce Entity List
Entities on which additional license requirements for exports and re-exports have been imposed by the Bureau of Industry and Security, US Department of Commerce.
US Department of Commerce Unverified List
Names and countries of foreign persons who in the past were parties to a transaction with respect to which BIS (Bureau of Industry and Security, US Department of Commerce) could not conduct a pre-license check (“PLC”) or a post-shipment verification (“PSV”) for reasons outside of the U.S. Government’s control.
US Department of State Debarred Parties
Individuals and entities that have been statutorily debarred from participating directly or indirectly in the export of defense articles (including technical data) and defense services by the US Department of State.
US Department of State Foreign Terrorist Exclusion List (TEL)
Organizations designated as terrorist-related for immigration purposes by the Secretary of State in consultation with or upon the request of the Attorney General, as authorized by Section 411 of the USA PATRIOT ACT of 2001 (8 U.S.C. § 1182).
US Dept of State Foreign Terrorist Organizations (FTOs)
Organizations that are designated by the Secretary of State as FTOs in accordance with section 219 of the Immigration and Nationality Act (INA), as amended. Identifying FTOs plays a critical role in our fight against terrorism and is an effective means of curtailing support for terrorist activities and pressuring groups to get out of the terrorism business.
US General Services Administration Excluded Parties List
Individuals and entities excluded from receiving Federal contracts or certain subcontracts, and from certain types of Federal financial and non-financial assistance and benefits by the US General Services Administration. This exclusion applies throughout the US government, unless otherwise noted.
World Bank Debarred Parties
Firms and individuals which are ineligible to be awarded a World Bank-financed contract for the periods indicated.
Australian Department of Foreign Affairs and Trade (DFAT)
Individuals and groups whose assets are subject to mandatory freezing by authority of the Australian DFAT, consistent with regulation 8 of the Charter of the United Nations (Terrorism and Dealings with Assets) Regulations 2002.
Australian Listing of Terrorist Organizations
Organizations that plan, finance and carry out terrorist acts, compiled by the Australian government under the authority of the Security Legislation Amendment (Terrorism) Act 2002.
Commodity Futures Trading Commission (CFTC)
Firms engaged in the offer or sale of foreign futures and options contracts to U.S. persons that have received exemption from registering with the CFTC on the terms specified in the Rule 30.10 Order.
European Union Consolidated List
Persons, groups and entities subject to Common Foreign and Security Policy (CFSP) related financial sanctions from the European Banking Federation, the European Savings Banks Group, the European Association of Co-operative Banks and the European Association of Public Banks ("the EU Credit Sector Federations") and the Commission.
European Union Terrorist List
Individuals and entities against which restrictive measures have been taken by the Council of the European Union.
FBI Most Wanted (10 Most Wanted, Current Month Most Wanted, Most Wanted Terrorist, Previous/Rolling Months of Most Wanted Fugitives)
Alleged criminals, fugitives and indicted terrorists identified as particularly dangerous by the FBI. Suspected crimes include murder, fraud, and bank robbery.
Financial Action Task Force (FATF) Non-Cooperative Countries and Territories
Geographic jurisdictions that do not comply with the anti-money laundering recommendations of the FATF, an inter-governmental body of more than 30 countries, territories, and organizations aimed at countering money laundering and the financing of terrorism.
FinCEN 314a Control List
Confidential list of suspects and witnesses to terrorist and/or money laundering investigations against which financial institutions must search their records on a one-time basis.
HM Treasury Consolidated List
Individuals and entities that have been listed by UN, EU and UK under legislation relating to Angola (UNITA), Afghanistan (Taliban, Osama Bin Laden and Al-Qa'ida), Burma/Myanmar, Federal Republic of Yugoslavia & Serbia, Terrorism and Zimbabwe.
HM Treasury Investment Ban List
Individuals and entities that are not included in the consolidated list of financial sanctions targets.
Interpol Red Notices
Individuals wanted by national jurisdictions or International Criminal Tribunals. When a person whose name is listed comes to the attention of the police abroad, the country that sought the listing is notified through Interpol and can request either a provisional arrest or extradition.
Nevada Gaming Control Board Excluded
Persons Persons barred from establishments licensed to operate any gambling game or conduct pari-mutuel wagering.
SBM is not a bank and only partners and/or outsources its financial compliance, regulatory, and risk management procedures to accredited financial institutions that are certified and recognized by governmental authorities.
SBM is registered with the Financial Transactions and Reports Analysis Centre of Canada (“FINTRAC”), Canada's financial intelligence unit, a specialized agency created to collect, analyze and disclose financial information and intelligence on suspected money laundering and terrorist activities financing.
SBM is also registered with Trust Guard, who is the largest 3rd party website verification company online. Trust Guard scans for more vulnerabilities than their competition. Trust Guard helps SBM in the following ways:
Security Verified: In order for selfbankmobile.com to qualify for the Trust Guard Security Verified Seal, we verify that their website is using at least 128-Bit SSL Encryption on pages where private information can be entered, such as credit cards, Social Security numbers, loan information, etc. and we monitor the SSL certificates expiration.
Business Verified: In order for selfbankmobile.com to be Trust Guard Business Verified, they must undergo a thorough identification process, including:
Address Verification - The Company’s address is confirmed via fax or US Mail, using special verification processes - unique to Trust Guard.
Email Verification - An email is sent and received to selfbankmobile.com in order to confirm their support email address.
Phone Verification - A phone call is placed to confirm the company's phone number.
Privacy Verified: In order for selfbankmobile.com to qualify for the Trust Guard Privacy Verified seal, we review their Privacy Policy to ensure that they directly address:
3rd Party Disclosure - This statement discloses what information selfbankmobile.com plans on disclosing to 3rd parties.
Private Information Security - This statement informs you as to what type of security measures selfbankmobile.com has in place to protect you, and what they do with your private information (IE. credit cards, social security numbers, etc.), after an order is placed.
Email Usage - This statement refers to what type of email notifications selfbankmobile.com may send you after an order is placed.
Certified: In order to receive a Trust Guard Certified Seal, selfbankmobile.com must meet all of the requirements for the Security Verified, Privacy Verified, and Business Verified Seals, plus a managing member of the company must have their address verified by Trust Guard, in addition to providing an additional phone number and email. All managing member information is kept private; however, it provides Trust Guard with alternative contact options if needed.
There are many steps involved to make sure our systems do not become prey to fraud and illegal activities and SBM makes sure they are always many steps ahead of these issues by developing state of the art technology and adhering to the highest security and AML standards that the industry demands for. This involves being current with the various compliance and regulatory protocols and government organizations, as well as working VERY closely with them and their approved assessors and service providers. Below are many of those institutions and protocols:
Office of Foreign Assets Control (OFAC) Nonproliferation List
Individuals and businesses facing bans on import of weapons of mass destruction. (This list is published separately from other lists, such as OFAC SDN and Sanctioned Countries lists, on the US Treasury website.)
Office of Foreign Assets Control (OFAC) Palestinian Legislative Council (PLC) List
Individuals recently elected to the Palestinian Authority on the party slate of Hamas. Hamas had previously been identified by OFAC as a terrorist entity and is listed on the OFAC Specially Designated National (SDN) List. The OFAC PLC list contains the names of those individuals recently elected to the Palestinian Authority. Section (b) of General License 4 issued pursuant to the Global Terrorism Sanctions Regulations (31 C.F.R. Part 594), the Terrorism Sanctions Regulations (31 C.F.R. Part 595), and the Foreign Terrorist Organizations Sanctions Regulations (31 C.F.R. Part 597) authorizes U.S. financial institutions to reject transactions with members of the Palestinian Legislative Council (PLC) who were elected to the PLC on the party slate of Hamas, or any other Foreign Terrorist Organization (FTO), Specially Designated Terrorist (SDT), or Specially Designated Global Terrorist (SDGT), provided that any such individuals are not named on OFAC's list of Specially Designated Nationals and Blocked Persons (SDN List).
Office of Foreign Assets Control (OFAC) Sanctioned Country List
Countries against which economic and trade sanctions must be administered and enforced, as required by OFAC. (Note: This list contains Blocked Country data only. Other material published or referred by OFAC, such as OFAC SDN and Nonproliferation, will be contained in separately licensed lists).
Office of Foreign Assets Control (OFAC) SDN List
Specially Designated Nationals (SDN) against whom economic and trade sanctions must be administered and enforced, as required by OFAC. (Note: this list contains SDN data only. Other material published or referred by OFAC, such as OFAC Sanctioned Countries and Nonproliferation, will be contained in separately licensed lists.)
Office of the Superintendent of Financial Institutions (OSFI) - Canada - Terrorist List
List supplied by the Canadian Office of the Superintendent of Financial Institutions containing names of individuals and organizations suspected of committing, attempting to commit, or facilitating the commission of terrorist acts.
Office of the Superintendent of Financial Institutions (OSFI) - Canada - Unauthorized Bank List
Entities that the OSFI believes may be performing unauthorized banking activities.
Politically Exposed Persons (PEP)
Published by the Central Intelligence Agency (CIA), this list contains chiefs of state and cabinet members of foreign governments. This directory is updated monthly, and the online version is updated weekly. Other proprietary PEP databases that include senior political figures and influential functionaries, and their families and close associates, are also available.
The Office of Inspector General's (OIG) List of Excluded - Individuals/Entities
Individuals and entities currently excluded from participation in Medicare, Medicaid and all Federal health care programs. The OIG imposes exclusions under the authority of sections 1128 and 1156 of the Social Security Act.
The Office of the Comptroller of the Currency (OCC) - Unauthorized Banks
Offshore and domestic entities identified as engaging in unauthorized banking activities by the OCC. Focus is on activities such as offshore shell banks and suspicious transactions.
United Nations Consolidated Sanctions
Consolidated list of individuals and entities belonging to or associated with the Taliban, Osama Bin laden and the Al-Qaida organization as established and maintained by the U.N. Security Council's 1267 Committee.
US Department of Commerce Denied Persons List
Individuals and entities whose export privileges have been denied by the Bureau of Industry and Security, US Department of Commerce.
US Department of Commerce Entity List
Entities on which additional license requirements for exports and re-exports have been imposed by the Bureau of Industry and Security, US Department of Commerce.
US Department of Commerce Unverified List
Names and countries of foreign persons who in the past were parties to a transaction with respect to which BIS (Bureau of Industry and Security, US Department of Commerce) could not conduct a pre-license check (“PLC”) or a post-shipment verification (“PSV”) for reasons outside of the U.S. Government’s control.
US Department of State Debarred Parties
Individuals and entities that have been statutorily debarred from participating directly or indirectly in the export of defense articles (including technical data) and defense services by the US Department of State.
US Department of State Foreign Terrorist Exclusion List (TEL)
Organizations designated as terrorist-related for immigration purposes by the Secretary of State in consultation with or upon the request of the Attorney General, as authorized by Section 411 of the USA PATRIOT ACT of 2001 (8 U.S.C. § 1182).
US Dept of State Foreign Terrorist Organizations (FTOs)
Organizations that are designated by the Secretary of State as FTOs in accordance with section 219 of the Immigration and Nationality Act (INA), as amended. Identifying FTOs plays a critical role in our fight against terrorism and is an effective means of curtailing support for terrorist activities and pressuring groups to get out of the terrorism business.
US General Services Administration Excluded Parties List
Individuals and entities excluded from receiving Federal contracts or certain subcontracts, and from certain types of Federal financial and non-financial assistance and benefits by the US General Services Administration. This exclusion applies throughout the US government, unless otherwise noted.
World Bank Debarred Parties
Firms and individuals which are ineligible to be awarded a World Bank-financed contract for the periods indicated.
Australian Department of Foreign Affairs and Trade (DFAT)
Individuals and groups whose assets are subject to mandatory freezing by authority of the Australian DFAT, consistent with regulation 8 of the Charter of the United Nations (Terrorism and Dealings with Assets) Regulations 2002.
Australian Listing of Terrorist Organizations
Organizations that plan, finance and carry out terrorist acts, compiled by the Australian government under the authority of the Security Legislation Amendment (Terrorism) Act 2002.
Commodity Futures Trading Commission (CFTC)
Firms engaged in the offer or sale of foreign futures and options contracts to U.S. persons that have received exemption from registering with the CFTC on the terms specified in the Rule 30.10 Order.
European Union Consolidated List
Persons, groups and entities subject to Common Foreign and Security Policy (CFSP) related financial sanctions from the European Banking Federation, the European Savings Banks Group, the European Association of Co-operative Banks and the European Association of Public Banks ("the EU Credit Sector Federations") and the Commission.
European Union Terrorist List
Individuals and entities against which restrictive measures have been taken by the Council of the European Union.
FBI Most Wanted (10 Most Wanted, Current Month Most Wanted, Most Wanted Terrorist, Previous/Rolling Months of Most Wanted Fugitives)
Alleged criminals, fugitives and indicted terrorists identified as particularly dangerous by the FBI. Suspected crimes include murder, fraud, and bank robbery.
Financial Action Task Force (FATF) Non-Cooperative Countries and Territories
Geographic jurisdictions that do not comply with the anti-money laundering recommendations of the FATF, an inter-governmental body of more than 30 countries, territories, and organizations aimed at countering money laundering and the financing of terrorism.
FinCEN 314a Control List
Confidential list of suspects and witnesses to terrorist and/or money laundering investigations against which financial institutions must search their records on a one-time basis.
HM Treasury Consolidated List
Individuals and entities that have been listed by UN, EU and UK under legislation relating to Angola (UNITA), Afghanistan (Taliban, Osama Bin Laden and Al-Qa'ida), Burma/Myanmar, Federal Republic of Yugoslavia & Serbia, Terrorism and Zimbabwe.
HM Treasury Investment Ban List
Individuals and entities that are not included in the consolidated list of financial sanctions targets.
Interpol Red Notices
Individuals wanted by national jurisdictions or International Criminal Tribunals. When a person whose name is listed comes to the attention of the police abroad, the country that sought the listing is notified through Interpol and can request either a provisional arrest or extradition.
Nevada Gaming Control Board Excluded
Persons Persons barred from establishments licensed to operate any gambling game or conduct pari-mutuel wagering.
