Simply put, SelfBank Mobile is P2P Mobile Commerce in the palm of your hand! It is the world's first banking and payment system that is truly personal and social and allows you to access all your funds centrally from your mobile phone. All you need to do is deposit money into it. This can be done online or directly from your phone by linking your SelfBank Mobile account to your any of your existing bank account or credit/debit card and/or at any participating SelfBank Merchants that act as loading zones, thereby giving you the amazing convenience and security of paying anywhere, anytime. All payments are authorized by you with a secure 4-digit PIN thereby ensuring complete control and security.